EduBourseActualitésOversight Framework for Card Payment Schemes - Standards

Oversight Framework for Card Payment Schemes – Standards

On 4 January 2008 the Governing Council of the European Central Bank (ECB) approved the report entitled “ Oversight Framework for Card Payment Schemes – Standards”, which lays down Eurosystem oversight standards with regard to card payment schemes operating in the euro area. These standards focus on ensuring the safety and efficiency of the card payment schemes.

In May 2007 the ECB launched a public consultation based on the report entitled “ Draft Oversight Framework for Card Payment Schemes – Requirements”. The aim of the public consultation was to invite all interested parties to comment on the draft requirements presented in the report by 3 August 2007.

All comments received, except those that respondents requested to be treated as confidential, and a summary of the major non-confidential comments received together with the Eurosystem’s response to these comments are available on the ECB’s website. Following the comments received, the Eurosystem has amended its initial oversight framework for card payment schemes and has now adopted the revised oversight standards. These oversight standards form part of the Eurosystem’s oversight policy on card payment schemes (being, four-party or three-party schemes) and are applicable to all card payment services offered either by debit and/or credit card. In principle, the oversight standards will be addressed to the Governance Authority of the card payment scheme, which will be responsible for ensuring compliance. The overseer may liaise with any other actor(s) in charge of certain CPS functions which are not directly under the responsibility of the Governance Authority.

The report, summary and non-confidential comments can be accessed on the ECB’s website.

European Central Bank
Directorate Communications
Press and Information Division
Kaiserstrasse 29, D-60311 Frankfurt am Main
Tel.: +49 69 1344 7455, Fax: +49 69 1344 7404
Internet: http://www.ecb.europa.eu

Pierre Perrin-Monlouis
Pierre Perrin-Monlouis
Fondateur de Rente et Patrimoine (cabinet de gestion de patrimoine), Pierre Perrin-Monlouis est un analyste et trader pour compte propre. Il vous fait profiter de son expérience en trading grâce à ses analyses financières et décrypte pour vous les actualités des marchés. Son approche globale des marchés combine à la fois l'analyse technique et l'analyse fondamentale sur l'ensemble des marchés : crypto, forex, actions et matières premières.
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