Umhlahlandlela ophelele wokuhweba ngamasheya

Ukuhweba kuwuhlelo lokutshala izimali abantu abaningi abahlanganyela kulo. Kuleli bhizinisi, into ebaluleke kakhulu ukuthi ungayivuli i-akhawunti yokuhweba bese ulala kuleyo micamelo. Ngakho-ke kubalulekile ukwazi kahle le ndawo ezandleni zakho ukuze ube nethemba lomphumela ogculisayo. Zitholele kulokhu okuthunyelwe konke odinga ukukwazi ngakho Ukuhwebelana ezimakethe zamasheya.

Ingabe ukhona umehluko phakathi kwe-Trader kanye ne-Investor?

• Umhwebi kanye nomtshalizimali bonke abantu abafuna inzuzo emakethe abakuyo. Kufanele kuqashelwe ukuthi ukuhweba ku Online Stock Exchange iqiniso lokuzibeka emakethe yezezimali ngenhloso yokwenza inzuzo enhle ngokuthengisa kabusha.
• Ngale njongo, incazelo yomthengisi wesitoko iqukethe ukuthenga izimpahla emakethe yezezimali nokuzithengisa. Inhloso lapha ukwenza inzuzo. Ngakho-ke umhwebi angakwazi ukuhwebelana ngamasheya, izimali, izimpahla noma okuphuma kuyo.
• Lokhu kungenxa yenjongo eyodwa yokujabulela inzuzo enhle evela kulezi zimpahla zezezimali. Umhwebi wewebhu emakethe yamasheya akaqhubeki esikhundleni sakhe, kunalokho ukhetha ukubuyisela isikhathi esifushane noma esimaphakathi. Uyakwazi ukuhlala endaweni yakhe efanele imizuzu embalwa noma imizuzwana embalwa noma amahora ambalwa kuphela.
• Ngakolunye uhlangothi, umtshali-zimali ngumuntu onesineke. Uzimisele ukuhlala esikhundleni sakhe isikhathi eside uma kuthatha ukwenza inzuzo enhle. Kungenzeka ukuhweba usebenzisa amarobhothi okuhweba. Kuwuhlelo ama-oda alo okuthenga noma okuthengisa aqhutshwa nge-algorithm.

Ungahwebelana nini ngezimpahla zezezimali? ?

• Ukuze ahwebe ngezimpahla zezezimali, umhwebi kufanele enze ukukhetha okuqondile kwemakethe afuna ukungenelela kuyo. Ngokuvamile imakethe yezezimali yaseYurophu ivuliwe phakathi nosuku. Imakethe yamasheya yase-US naseCanada ivuliwe ntambama nakusihlwa. Imakethe yase-Asia ivuliwe ebusuku.
• Ngakho-ke ungakhetha imakethe yakho yezezimali ngokucabangela ukutholakala kwakho. Kucishe kube nzima ukuzibeka kuzo zonke izimakethe, ngakho-ke okuhle ukuhlala ugxile kwesinye sazo. Ngemuva kwalokhu kukhetha, ukuhweba emakethe yamasheya ekhaya ngeke kusaba nzima. Imakethe yezimali yangaphandle kanye neyokuphumula kuphela etholakala nsuku zonke. Imakethe yokushintshiselana kwamanye amazwe ivuliwe izinsuku ezi-5 ngeviki.

Imithetho Okufanele Uyisebenzise Ukuze Ube Umhwebi Ongcono Wamasheya

1. Prakthiza imithetho yokuphatha imali
2. Gwema ukuzisakaza uzacile emakethe
3. Qaphela lapho usebenzisa amandla
4. Yazi indlela yokunciphisa ukulahlekelwa
5. Funda ukubekezela
6. Bheja lokho ozimisele ukukulahlekela.
7. Thuthukisa lawa makhono okuhweba ngokuqeqeshwa

Kungani Uhwebo?

• Ukuhweba kuwumsebenzi ojabulisa kakhulu okuvumela ukuthi uthole imali eningi uma usebenzisa izindlela ezifanele. Impela kuyindlela yokwenza ukheshi ngempela. Kodwa uma ungena ekuhwebeni ngalesi sisusa, ungase ungatholi lutho ngaphambi kokuphuma emakethe. 
• Ikusasa lakho ekuhwebeni licabangela kakhulu izisusa zakho. Khetha ukuhweba njengomsebenzi ngokwakho ngenkathi ulungele ukunikeza inani eliphezulu lakho. Kulungele ukufunda, ukuqeqesha futhi uzomangala ngemiphumela yakho yokuqala. Ngakho-ke ngaphambi kokuthi uqale ukuhweba sicela uqale ubhale izisusa zakho ngenkathi ukugwema ukuthi kusekelwe engcebweni esheshayo.
• Ukuhweba kudinga ikhono elikhulu futhi izimakethe ziminyene ngempela njengoba umncintiswano ushubile. Uzophonswa ehlathini elifanayo nabahwebi abangochwepheshe, ingasaphathwa yabahwebi bamarobhothi abakhona ukuze benze ukuhweba okuzenzakalelayo. Ngakho isibopho sokuziqeqesha sibalulekile empumelelweni yakho ekuhwebeni. Ukuqeqeshwa kokuhweba ngezimakethe zamasheya kuyadingeka.
• Kochwepheshe bezimakethe zamasheya, uncoma ukuxuba uthando nomsebenzi ukuze baqhudelane nabahamba phambili emkhakheni. Ukuhweba ngohwebo kungenye yezohwebo ezinikeza ukwaneliseka okukhulu ngokwezimali. Ingelinye lamabhizinisi aku-inthanethi ahamba phambili kulesi sizukulwane.

Yiziphi Izingozi Zokuhweba?

• Ukuhweba, nakuba kuwumsebenzi ojabulisa kakhulu, akuyona ingozi. Ekuhwebeni, ukulahlekelwa kuvamile futhi kuyisimo iningi labadayisi abasafufusa elibhekene nalo. Lokhu akubafaki ngaphandle ochwepheshe. Ukuphakama ukuthi kungenzeka ukuthi ulahlekelwe yiyo yonke imali oyitshalile ikakhulukazi labo abasebenzisa umphumela ophezulu wokulinganisa. Cishe uwedwa ohambweni lwakho njengoba uhweba nge-akhawunti yakho.
• Uma nje usahweba, ngeke ucishe ube kude nokulahlekelwa, ikakhulukazi uma uqala. Futhi lokhu kuyingxenye ebalulekile yempumelelo yakho ekuhwebeni. Uma nje usukulungele ukuwina, uzophinde ulungele ukwamukela izikhathi zokulahlekelwa okukhulu. Kodwa okungenani unganciphisa ubungozi bakho ngokwenza izinto ngendlela efanele.
• Kulula ukulahlekelwa yikho konke. Yingakho kufiswa futhi kunconywa ukuqala ukuhweba ngesizinda esihle, ukuqeqeshwa okuhle. Ungakwazi futhi ukubhalisela iziteshi ze-YouTube ezinikeza amasu okuthi ungaphumelela kanjani ekuhwebeni. Kukhona nezinye izinkundla eziningi ezifana ne-Facebook, Instagram nezinye. Vele ubheke amaphrofayili noma amakhasi anikeza imibono ebalulekile ekuhwebeni futhi uthathe isibonelo sesu labo.
• Akunjalo ngoba usesekuqaleni kwakho ukuthi kufanele ulahlekelwe yimali oyitshalile. Ngakho-ke kungenzeka ukuthi uqale uhambo lwakho lokuhweba ngemiphumela emihle. Kuyinto engenakwenzeka. Thola ugqozi kulokho abanye abakwenzayo bese usungula isu lakho. Ungakhohlwa ukuthola ukuqeqeshwa okubanzi kochwepheshe kulo mkhakha.

Uvela Kanjani Umsebenzi Womhwebi?

• Nakuba kungenzeka ukuhweba ngemakethe yamasheya ekhaya, ukuhweba kuyisiyalo esidinga ikhono elikhulu. Kungakho kunezikole zokuhweba eziqeqesha wonke umuntu onentshisekelo kulo msebenzi. Ngakho-ke umhwebi angasebenza njengochwepheshe ekuphathweni kwesitoko. Ingase futhi igxile ekuphathweni kwezinto ezingavuthiwe noma amandla, izikweletu ze-treasury noma izimali.
• Umhwebi angaba umenzi wemakethe. Kulokhu, kufanele kube khona emakethe unomphela. Umenzi wemakethe uyacelwa ukuthi ashiye amanani avumayo emakethe kanye nalawo zikhathi zonke. Ungumuntu okhuthele. 
• Ngaphezu kwala mathuba atholakalayo kumhwebi, angakwazi futhi ukwenza eminye imisebenzi yezezimali noma yemakethe yamasheya. Lapha ungaba umphathi wephothifoliyo, noma umhlaziyi wezezimali uma unekhono ekuchazeni ijika, amagrafu. Kodwa futhi umgcinimafa wenkampani.
• Uma uneziqu zokuhweba, ungangena ebhizinisini futhi usebenze ehhovisi elingemuva. Uzodingeka ukuthi uphathe ama-oda, uqoqe ukuthengisa futhi usebenze ukuze uxazulule izinkinga zomthetho.
• Mayelana nesinxephezelo, iholo lomhwebi alinqunyelwe. Ngokuvamile, iholo lomdayisi wemakethe yamasheya lingama-Euro angama-70,000. Lokhu akubandakanyi amabhonasi noma isinxephezelo esikhokhwa minyaka yonke ngokusekelwe enzuzweni etholwe inkampani yezezimali.
• Kodwa uma inkampani yemakethe yamasheya ikuqasha njengomuntu osaqalayo, khona-ke umholo wakho wenyanga uzoba phakathi kuka-4000 noma ngisho nama-euro angu-6000. Ngakho-ke iholo lomthengisi wempahla liyahlukahluka kuye ngokuthi isihloko somthengisi. Okubalulekile wukuba uchwepheshe emkhakheni wakho othize ukuze uwine kakhulu.