ʻO ka PEA Bourse (Hoʻolālā Hoʻokaʻawale Māhele) - Ke alakaʻi a me ka'ōlelo aʻo

Hoʻolālā ʻia ka Plan Savings Plan (PEA) no ka paipai ʻana i ka hoʻopukapuka mākeke a hiki i nā poʻe ke loaʻa nā ʻāpana i nā hui Farani a me ʻEulopa. ʻO ia ka hopena hoʻopukapuka maikaʻi loa e hāʻawi iā ʻoe, ma lalo o nā kūlana, kahi hoʻokuʻu nui mai ka ʻauhau kālā. E ʻike ma kēia pou i nā mea nui e pili ana Palapala Hoʻonaʻauao PEA .

PEA Bourse - He aha ia?

ʻO ka Plan Savings Plan he pūʻolo ʻauhau Farani. ʻAʻole ʻokoʻa ka hana ʻoihana PEA ma muli o ka hoʻokumu ʻana āu e wehe ai i ka moʻokāki. Kūʻai manuahi ʻia kēia envelopp e nā brokers. Loaʻa nā moʻokāki PEA mai ka ʻauhau koho. Ke mālama ʻia ka loaʻa kālā a me nā puʻunaue i ka PEA, ʻaʻole ʻauhau ʻia.

Pono ʻoe e hoʻomanaʻo ʻaʻole kūpono nā ʻāpana āpau no PEA. ʻO nā ʻāpana kūpono PEA nā mea nona ko lākou keʻena poʻo i loko o ka European Union. Eia kekahi, pono e hoʻokō kēia mau hana i kekahi helu o nā koina. ʻO nā waiwai i hiki ke hoʻokō ʻia:

• Nā hana a nā hui ʻEulopa - ʻO nā hui i loaʻa ko lākou keʻena nui ma Farani, kahi ʻāina EU, Norewai a i ʻole Iceland;
• Nā hana no ka hoʻokomo pū ʻana i nā securities hiki ke hoʻololi - ʻO ka poʻe nona ka ʻoi aku ma mua o 75% o nā ʻāpana ʻEulopa;
• ʻO kekahi mau ETF - ʻO nā mea i haku ʻia i nā waiwai ʻEulopa. Eia nō naʻe, aia kekahi mau ETF e hoʻopili ana i nā kuhikuhi honua. He maʻalahi ke kumu. Ua hiki i nā mea hope ke pale aku i ka palena i kau ʻia.

Hoʻokuʻu ʻia nā ʻāpana o nā hui waiwai i helu ʻia mai ka PEA. No ka loaʻa ʻana o kahi PEA maikaʻi aʻe, pono ʻoe e koho i kahi mea hoʻolimalima maikaʻi, ʻo ia hoʻi ka mea e hāʻawi ana i nā uku hoʻolimalima haʻahaʻa a hāʻawi i ka hiki keke kālele ma ka heluna nui o na mahele.

Pehea e kuai ai i na mahele PEA

1. E wehe i kahi moʻokāki waiwai (securities account a i ʻole PEA) me Kuokoa24
2. E hoʻolilo i kāu moʻokāki (ma ka liʻiliʻi he 1000 euros i manaʻo ʻia)
3. E kau i kahi kauoha kūʻai ma ka waihona.

ʻOihana PEA - Uku PEA

Hōʻike ʻia nā ʻāpana ʻelua o nā uku e ka Stock Savings Plan: nā uku hoʻolimalima a me nā uku hoʻokele. ʻO ka mea mua e pili ana i nā uku e hoʻopili ai kāu mea kūʻai pūnaewele i kēlā me kēia manawa āu e kauoha ai (no ke kūʻai aku a kūʻai aku). Pili nā uku Brokerage i ka nui o ke kauoha.

Hoʻopili nā uku hoʻokele i nā uku pani, uku hoʻomaka, uku hana ʻole, etc. I ka hoʻomaʻamaʻa ʻana, ʻaʻole e uku ka nui o nā brokers pūnaewele i nā uku hoʻokele. Eia kekahi, ʻoi aku ka liʻiliʻi o nā uku hoʻolimalima i uku ʻia e kāna mau brokers ma mua o nā mea pāʻani maʻamau. Eia naʻe, ʻo ka pani ʻana i kāu moʻokāki palekana e ʻae iā ʻoe e pale i nā uku i ka wā o ka hana ʻole.

PEA Bourse - PEA Me nā Kūwaena Kūʻokoʻa

ʻO nā intermediaries kūʻokoʻa nā ʻoihana e hana ana ma ke kahua brokerage. Me kēia mau hui, hiki iā ʻoe ke wehe i ka PEA, PEA-PME a me nā moʻokāki palekana. ʻIke ʻia nā broker kūʻokoʻa no ko lākou ʻike a me ka ʻike kikoʻī. ʻO ka hāʻawi brokerage a lākou e hāʻawi ai he ākea a loaʻa iā lākou ka lawelawe mea kūʻai aku e nānā i nā pono a me nā pilikia o nā mea hoʻohana.

Ma waena o nā mea kūʻai kūʻokoʻa, noho nā mea kūʻai pūnaewele i kahi nui a loaʻa ka mana ikaika. Ua ʻike ʻia nā mea kūʻai pūnaewele, i kapa ʻia ʻo brokers, i ka makahiki 2000 mua a ua hoʻāʻo e hoʻokaʻawale i kā lākou mau makana āpau. Me nā brokers pūnaewele, mai ka pūnaewele pūnaewele e hana ai ʻoe i nā mea āpau āu e makemake ai (kakau inoa a wehe i kahi moʻokāki, kau i nā kauoha, hahai i nā papa a me nā mea ʻē aʻe he nui). ʻO nā kumukūʻai i hāʻawiʻia e nā brokers kūʻokoʻa he haʻahaʻa.

ʻOihana PEA - PEA me nā panakō pūnaewele

Hāʻawi kekahi mau panakō pūnaewele i kahi lawelawe brokerage. Hāʻawi nā lawelawe i nā mea kūʻai aku i ka hiki ke wehe i kahi moʻokāki palekana, kahi moʻokāki PEA-SME, PEA a i kekahi manawa ka moʻohelu ʻōpio PEA no nā poʻe makahiki 18 a 25.

Ke hoʻohālikelike ʻia me nā brokers kūʻokoʻa, he kumukūʻai nā waihona pūnaewele. Eia kekahi, ua emi iho ka piha. Eia nō naʻe, hiki i nā panakō ke hāʻawi iā ʻoe i kahi makana kūpono e like me nā huahana mālama, hōʻaiʻē, ʻinikua, nā lawelawe uku, etc.

PEA Bourse - Nā PEA i ka Mana Mana Manaʻo

Ke kamaʻilio mākou e pili ana i ka PEA ma lalo o ka hoʻokele kauoha, ʻōlelo pinepine mākou i ka hāʻawi ʻana o ka PEA i kahi luna ʻoihana. No laila, loaʻa i ka luna ʻoihana ka hiki ke hoʻolilo i ka PEA. ʻOi aku ka maikaʻi, aia iā ia ke hana i ka arbitrage me ka noʻonoʻo ʻana i kāu ʻike pilikino a me nā hoʻomohala mākeke. Hiki i nā panakō pūnaewele, nā mea kūʻai kūʻokoʻa a me kekahi mau kākā'ōlelo robo ke hāʻawi i nā PEA i ka hoʻokele hoʻokele.

PEA Bourse - He aha ka ʻāpana o ka hoʻolālā mālama mālama pono e wehe au?

No ka hoʻoholo ʻana e wehe i kekahi o nā ʻano o ka PEA āu i ʻike ai, pono ʻoe e ana i nā pono i hoʻopili ʻia i kēlā me kēia.

• PEA me nā mea kūʻokoʻa kūʻokoʻa : Na kēia PEA e hāʻawi iā ʻoe i ka hiki ke koho ma waena o kekahi mau mea hana kālā nona nā kumukūʻai kūpono loa. Inā makemake ʻoe e hoʻomaikaʻi i kāu Hoʻolālā Kūʻai Kūʻai, ʻo kēia ʻāpana ka hopena maikaʻi loa no ʻoe.
•   PEA me nā panakō pūnaewele : He mea kūpono kēia hoʻonā no nā mea hoʻopukapuka e hoʻolālā nei e hoʻonohonoho i kā lākou waihona kālā a me ka hoʻopukapuka kālā i loko o kahi panakō. No laila, inā ʻaʻole ʻoe makemake e wehe i nā moʻolelo like ʻole i kekahi mau hoʻokumu, ʻoi aku ka maikaʻi o kēia ala.
• ʻO ka PEA ma ka hoʻokele ma lalo o ke kauoha : I kekahi manawa, ʻike mākou i ka poʻe i lawa ʻole ka mākaukau a i ʻole no nā ʻoihana like ʻole hiki ʻole ke loaʻa ka manawa e hoʻokele i kā lākou moʻokāki. Inā ʻoe i kēia kūlana a ma ka mālama ʻana e ʻimi nei ʻoe i ka hana, ʻoi aku ka maikaʻi o kēia hopena.

Bourse Direct - Hāʻawi ʻo Broker maikaʻi loa i nā uku hoʻokūkū

ʻAʻole nui nā mea hoʻolaha pūnaewele e hāʻawi i ka hiki ke wehe i kahi PEA. Bourse Direct ʻo ia kekahi o lākou. Loaʻa i kēia mea hoʻolimalima kahi kikowaena hana kūpono. Me ka Bourse Direct, loaʻa iā ʻoe ka manawa e hahai ai i ke aʻo ʻana. Hāʻawi kēia mau haʻawina hoʻomaʻamaʻa iā ʻoe e hoʻolauna iā ʻoe iho i ka brokerage a kūkākūkā me kahi kākāʻōlelo. Aia nā keʻena kino e hiki ai iā ʻoe ke hahai i kēia mau papa aʻo ma Toulouse, Paris, Lille a me Lyon.

ʻO PEA Bourse - ʻO nā panakō pūnaewele maikaʻi loa e wehe i kahi PEA

• BforBank - Bank Online Nui no ka wehe ʻana o PEA: Inā makemake ʻoe e wehe i kahi PEA, ʻo ka panakō pūnaewele maikaʻi loa e hoʻohana ai ʻo BforBank. He wahi ia e hāʻawi ai i kāna mea hoʻohana i kahi makana brokerage kūlana maikaʻi loa. He mea hoʻokūkū kona kumukūʻai, he nui nā kūʻai kūʻai kūʻai a he mea hoʻohana a ergonomic kona interface. No ke ola o kēlā me kēia lā, ʻoi aku ka maikaʻi o BforBank. Inā makemake ʻoe e mālama i kāu waiwai i kahi hoʻonohonoho hoʻokahi, ʻo BforBank kāu mea e pono ai.
• ʻO Fortuneo - ʻElua Pūnaewele Pūnaewele e wehe i ka PEA: Ma ke kūlana o nā panakō maikaʻi loa no ka hoʻokomo ʻana i kahi PEA, noho ʻo Fortuneo i ka lua o ka wahi. Hoʻohālikelike ʻia me BforBank, ʻoi aku ka liʻiliʻi o ka hoʻokūkū hoʻokūkū a Fortuneo. Eia naʻe, mai kānalua kekahi i ka maikaʻi o Fortuneo. ʻO ka hope, pono e hoʻomaopopo ʻia he maikaʻi loa nā loiloi Fortuneo Equity Savings Plan. ʻO ka lawelawe mea kūʻai aku o ka panakō he mākaukau a pane. Kōkua ia i nā mea hoʻohana e ʻimi i nā hoʻonā i ko lākou pilikia.
• Boursorama – Grande a me Populaire French Bank: Ke hoʻohālikelike ʻia i kāna mau mea hoʻokūkū, ʻoi aku ka hoihoi o Boursorama. Ma ka mākeke Farani, ua loaʻa iā ia ka kaulana kaulana. Kūpono ʻo Boursorama no ka poʻe makemake e hana i nā hana hoʻokahi. No ka hana hoʻolimalima maʻamau, e hōʻoia ka Boursorama i ke kumukūʻai.

ʻO Yomoni - ʻO ka mua ma ka pae PEA ma ka Mana Mana

ʻO Yomoni ka mua robo-aʻoaʻo Farani. He maʻalahi ka mālama ʻana i kahi helu nui o nā portfolios, a ma ke kumu kūʻai haʻahaʻa. ʻO nā uku hoʻokele i noi ʻia e Yomoni he kiʻekiʻe o 1,6%, ʻo ka haʻahaʻa loa āu e ʻike ai ma ka makeke kūʻai.

Ua mākaukau ʻo Yomoni e hoʻokele i ka moʻokāki mai kahi tiketi 1 euro. Eia kekahi, mai ka lā i hoʻomaka ai a hiki i kēia lā, ua ʻoi aku ka maikaʻi o kāna hana. I loko o kēia mau makahiki ʻelima, ua loaʻa iā +000%. Ua like kēia helu me ka ulu makahiki o +56,7%. Loaʻa ʻia kēia helu ʻoiai ʻo ka hāʻule ʻana o ka mākeke i ʻike ʻia ma 8,62 a me 2018. ʻO ka hāʻule ʻana o ka mākeke ke kumu o ka pilikia olakino pili i ka hiki ʻana mai o ka maʻi maʻi Covid-2020.

Fortuneo - ʻO ka lua ma ka pae PEA ma ka Managed Management

Ke hoʻohālikelike ʻia me ka mea ma mua, ʻoi aku ka liʻiliʻi o Fortuneo. Eia naʻe, ʻo Fortuneo wale nō ka waihona pūnaewele e hāʻawi i ka hoʻokele PEA ma lalo o ke kauoha. ʻAʻole hiki ke komo i kēia lawelawe me nā waiwai liʻiliʻi, no ka mea pono ʻoe i kahi tiketi no 30 euros, etc. ʻOiai ʻaʻole ʻokoʻa nā hana, pono e hoʻomaopopo ʻia he maikaʻi lākou. I loko o ka manawa o ʻelima mau makahiki, ua hoʻokō ʻo Fortneo i ka +000%. Ua like kēia helu me ka ulu ʻana o +38,36% i kēlā me kēia makahiki. Loaʻa kēia mau helu me ka tiketi komo he kanakolu manawa kiʻekiʻe ma mua o ka Yomoni ma mua o ka Yomoni.

PEA Bourse – Quel Est le Taux du PEA / Fiscalité PEA en ?

ʻO ka mea e ikaika ai ka Plan Savings Plan ʻo ia ka ʻauhau pili. ʻO ka ʻauhau pili i ka PEA e pili ana i ka helu o nā makahiki i mālama ʻia ai ka papahana. Pono e hoʻokaʻawale:

• PEA a me ka ʻauhau hoʻoilina : Ke make ka mea kakau inoa, pono ke pani i ka PEA i loaa. ʻO nā hoʻoilina, ma hope o ka uku ʻana i ka ʻauhau hoʻoilina, e hoʻoholo i ka hopena o nā securities PEA.
• ʻO ka ʻauhau PEA ma mua o ka makahiki 05 : Ke ho'iho'i 'ia ka PEA ma mua o O5 makahiki, ho'ohana 'ia ka 'auhau i nā mea i loa'a ma hope o ka wehe 'ia 'ana o ka Plan Savings Plan no ka 'auhau palahalaha. Ua kapa ʻia hoʻi ʻo Single flat-rate levy, ʻo ka ʻauhau pālahalaha he 12,8% o nā loaʻa i loaʻa. ʻOiai ka lōʻihi o ka manawa e mālama ʻia ai ka Share Savings Plan, loaʻa mau nā haʻawina mālama ola (17,2%).
• ʻO ka ʻauhau PEA ma hope o O5 makahiki : Inā hoʻihoʻi ʻia ʻoe, ʻaʻole ʻoe e uku i ka ʻauhau ma ka mākeke kūʻai ma luna o nā kālā i loaʻa iā ʻoe. Eia nō naʻe, pono nā haʻawina mālama ola a hiki ke loaʻa iā ʻoe ka pōmaikaʻi mai kahi pānaʻi me ka pani ʻole ʻana i ka PEA.
• ʻO ka ʻauhau PEA ma hope o 08 mau makahiki : Ma mua o ka makahiki 2019, ʻo ia ka helu koʻikoʻi o ʻewalu mau makahiki. Ke wehe ʻia ka PEA ma mua o 8 mau makahiki, hoʻohana ʻia ka ʻauhau kālā. Wehe ʻia ma hope o 8 mau makahiki, ʻaʻole pili ka PEA i kēia ʻano ʻauhau.
• Wehe ʻia ka ʻauhau PEA ma mua o 2018 : Ua hoʻohana mākou i nā helu mōʻaukala no nā haʻawina palekana.
• Wehe ʻia ka ʻauhau PEA mai ka 1^er Ianuali 2018 : Me ka hoʻoponopono, hoʻohana mākou i ka helu o 17,2%.

ʻO PEA Bourse – Papa inoa o nā Māhele Kūʻai Kūʻai ʻo PEA / ʻO wai ke kumukūʻai e kūʻai ai i kahi PEA?

• Huina Hana  : Aia ka ikaika o keia waihona pea ma na mahele. Uku ʻia kāna puʻunaue he 04 mau manawa i kēlā me kēia makahiki a loaʻa mau i ka hoʻihoʻi ma waena o 5 a me 7%.
• AXA mahele : Ke pi'i mau nei ka puunaue o AXA. Ma waho aʻe o ka pilikia kālā o 2003 a me 2009 a me ka pilikia olakino e pili ana iā Covid-19, ʻaʻole i hōʻemi ʻia ka mahele AXA.
•  Hana Ruby : Ke ulu nei ʻo Rubis a me ka hoʻomaikaʻi ʻana i nā palena. Ke ulu nei ka mahele Rubis no nā makahiki he ʻumikūmālima a ʻoi aku ka liʻiliʻi o kāna hua ma mua o 5%. Eia nō naʻe, hoʻonui ka uku uku i 100% i ka makahiki 2020.
• Mahele BIC : He alakaʻi ia i ka ʻoihana mea kākau, nā kukui a me ka ʻoihana pahi me ka waiwai nui. ʻO 2,3 biliona euros i ka hopena o ʻOkakopa 2025. Ua paʻa mau nā dividends no ka manawa lōʻihi (2017 - 2019). He 3,45 euros / mahele. Ua hoʻonui ʻia ka mahele i 2,45 euros i 2020 a me 1,80 euros i 2025. Wahi a nā wānana, e hoʻoponopono ʻia kēia hāʻule nui i 2025.
• Hana Vinci : Me keia waihona, ke ike nei makou i ka ulu iki ana ma ka hoohalike ana me kona kumukuai. Ma kahi o hoʻokahi makahiki, ua hoʻonui ke kumukūʻai Vinci ma kahi o 150%. No 20 mau makahiki, ʻaʻole ia i hala i ka uku hoʻokaʻawale. Eia naʻe, ke ulu mālie nei ka puʻunaue e uku ai.
• Hana L'Oreal : ʻAʻole like me ka mea ma mua, ua hoʻonui ke kumukūʻai o kēia kumukūʻai ma mua o 330% i ka manawa like. Maikaʻi ka ulu ʻana o ke kumukūʻai o L'Oréal. Ma luna o 10 mau makahiki, ua hoʻonui ʻia kāna mahele ma mua o 8%.
• waihona Danone : Loaʻa i ke kumukūʻai kaʻana a ua uku ʻia ka ʻāpana Danone no 30 mau makahiki me ka ʻole o ke keakea.

Kūʻai PEA - Nā Kūʻai ʻē aʻe Nā Kūʻai PEA

1. Hana Gaztransport & Technigaz;
2. Hana ʻo Colas;
3. LVMH waihona;
4. Māhele Sanofi;
5. Hana Covestro;
6. Edenred hana.

No ka mea hiki iā ʻoe ke hoʻolilo wale i nā huahana ʻEulopa me ka PEA bourse, koho CFD makeke kūʻai no ka loaʻa ʻana o nā waihona like ʻole.

ʻO ka PEA Bourse - Nā Koho Koho no nā Kūʻai PEA maikaʻi loa

• Ka Waiwai Makeke ikaika: ʻO ka koho koho mua ka loiloi mākeke. Mahalo iā ia, hiki iā ʻoe ke hoʻoholo i ka nui a no laila ka paʻa o ka ʻoihana. No ka laʻana, hiki iā ʻoe ke hoʻoholo e hana me nā ʻoihana i loaʻa ka nui o ka mākeke ma mua o 2 biliona euros.
• Nā ʻaiʻē kālā haʻahaʻa: Ke haʻahaʻa ka lākiō solvency o kahi hui, aia ka pilikia o ka banekorupa. ʻAʻole maikaʻi i ka hui ke pilikia i ka uku ʻana i kāna mau ʻaiʻē i ka wā e pono ai no ka makaʻu e lawe ka poʻe ʻaiʻē i ka mana o ka hui. No ka hana ʻana i kēia, no ka laʻana, hiki iā ʻoe ke koho i nā ʻoihana i loaʻa ka ratio solvency ma lalo o 0,50%.
• Hoʻokaʻawale mau o nā Dividends: He mea nui e koho i nā hui e uku mau ana i kā lākou mahele a ʻo ka hoʻi ʻana mai i nā makahiki ʻelima i hala ma waena o 3 a me 5,8%. Eia kekahi, no ka laʻana, pono mākou e koho i nā ʻoihana, ʻoiai ʻo ka pilikia olakino, ua hāʻawi i nā ʻāpana.

✔️✔️✔️He mau nīnau ʻē aʻe kāu e pili ana i ka haʻawina PEA a makemake paha e kaʻana like i kāu ʻike? E waiho iā mākou i kahi manaʻo.✔️✔️✔️